The Weeks Before We Lost Everything

In October 2009, during a time when the American economy took a nosedive, and people were being laid off by thousands and thousands every day, we lost everything. Our home, our jobs, our friends, and ultimately the city we had lived in for so many years.

We were never rich or wealthy, but we had a very comfortable life. A great home, an acre of land, two cars, and everything else we had set our little hearts on. Road trips and jewelry, art on the wall, crystal in the cupboard, silver in the drawer, a stamp collection and other mostly useless collections, rooms full of great furniture, brand-name clothes and shoes, even a storage shed full of holiday decorations and my beloved riding lawnmower.

When it happened, we did everything wrong a couple can do wrong.

Looking back now, years later, I am glad we did what we did. I am proud of us, and I stand by our decisions. There was an ocean of tears, and fears that caused me to have anxiety attacks. There was laughter as well. What could have been the saddest time of our lives, became an adventure. We made it! We were houseless, almost homeless. We didn’t have a pot to piss in. An American saying I always disliked a lot but in our case, it was almost the truth.

Maybe we all have to go through a valley of tears sooner or later. It breaks us, or makes us! We swim or we drown! We grow, or we shrink!

When it started we had around $10,000 in the bank, and a few credit cards to our name, three months later we had $135 left and all our credit cards were maxed out. Our once perfect credit score was now so low, I was surprised to learn it really does go so far down -and so quickly.

Still living in our home, the bank used the words Foreclosure and Eviction for the first time. The electricity company threatened to turn the lights off, and the water company had already set a date to turn off our water supply. We were two adults who loved each other dearly, four dogs, and one big car parked in the driveway which could be repossessed any minute. My car was already gone.

We were like deer in the headlight. We were standing still, eyes wide open in shock, frozen by a reality we didn’t want to see, waiting for impact. We were scared out of our minds. We should have talked with someone, or perhaps even should have asked for professional help, but we didn’t. Where do you go when your world starts crumbling?

We dealt with it privately, just the two of us. We made the dumbest decisions, just because we didn’t know any better. Some might call us ‘stupid’ or ‘ignorant’ and while they might be right, please don’t judge too harshly. We did what we thought was the right thing to do.

We were simply overwhelmed by a reality we never thought could happen. We didn’t deserve this. Does one ever?

How did we get there?


After six years of blogging, I have decided that now might be a good time to tell my story -our story. I still shy away from sharing pictures or my full name, and I am asking for forgiveness in advance. I am just not there yet -perhaps never will be.

Social media today scares me more than ever but then, I don’t think my name or a picture of my cute wrinkled face would make MY STORY less, or more interesting.

Why now?

I was thinking about writing it all down for a while, until I realized that I am not an author, only a storyteller. The pandemic has brought many in a similar situation. Many people will face similar circumstances, and while I can’t offer help or advice, I might be able to give them a glimpse of hope. There is a light at the end of the tunnel -there mostly is, even if it seems far away and very small.

Tiny Buddha on Twitter: "If you feel like you're losing everything,  remember that trees lose their leaves every year and they still stand tall  and wait for better days to come.… https://t.co/57L1wABoN8"

17 Comments

  1. Unknown's avatar Justin said:

    Before I lost everything, I did not have quite so much built up. It was still difficult to fall to the bottom. I can’t imagine how it must have felt for you both.

    January 16, 2024
    Reply
    • I think we were in shock and functioned without thinking. Reality set in later.

      January 16, 2024
      Reply
  2. Unknown's avatar leigha66 said:

    I have had times of struggle, but thankfully never to that degree. I have had to ask for help when I didn’t know where to turn to and if I had done it alone I would have been lost. I thank those that helped me and know that your story could too help others. I am eager to see how you and your husband handled things. And I am glad you made it through to the other side.

    October 5, 2021
    Reply
    • We are made it through, most people do. Asking for help is not that easy. It’s easier to offer help.

      October 6, 2021
      Reply
  3. Unknown's avatar Debra said:

    So many suffered significant losses during this time. We have friends who lost it all, including their marriages. I see you and your husband as true “overcomers” in that you’re together, and can tell your story. i am glad you feel safe enough to share with us, and hope you will, Bridget. There are things we all might learn from one another.

    September 26, 2021
    Reply
  4. The banks caused the collapse and still wanted more… The U.S. “…a riddle, wrapped in a mystery, inside an enigma.”. I look forward to your perspective.☺️

    September 23, 2021
    Reply
    • The American dream of a home with a picket fence, cheap houses, overfinanced, loans given to people who shouldn’t have had one. The greed of the banks, a disaster waiting to happen -and it did happen.

      September 24, 2021
      Reply
  5. I look forward to hearing the rest of your story. I’m a private person and not always a fan of Spill my guts, . . . just saying it takes courage, Claudia

    September 23, 2021
    Reply
  6. Eagerly awaiting more of your story Bridget. It seems as though we may be well on the way to another major depression with all sorts of issues that the world has been putting off for so long now snapping at our heels.

    September 23, 2021
    Reply
    • I am afraid you might be right and hope we both are wrong.

      September 23, 2021
      Reply
      • There is always the hope of better times to come!

        September 23, 2021
        Reply
        • Times are not that bad it just seems like it, perhaps we should cherish what we have more?

          September 23, 2021
          Reply
  7. Unknown's avatar Mary Lou said:

    The need to write brings so much clarity into our lives. Looking forward to hearing your story. So many are facing this during the pandemic and I know your words will make them feel less alone.

    September 23, 2021
    Reply
    • It’s more the need to share. I know many will be facing the same situation and it can be overwhelming.

      September 23, 2021
      Reply
  8. My word. That hit you harder than us.

    September 23, 2021
    Reply

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